Real Estate / Property Guide

property dispute Hyderabad
Real Estate / Property Guide

Property Disputes in Hyderabad: Common Types and Legal Steps to Take

Property disputes can be complicated, stressful, and financially significant. In a rapidly developing city like Hyderabad, disputes may arise over ownership, inheritance, boundaries, agreements, construction, possession, land records, or transactions involving builders and developers. If you are dealing with a property dispute Hyderabad, understanding the nature of the dispute and taking the appropriate legal steps can help you protect your interests and avoid making the situation more complicated. The first step is to identify exactly what is being disputed. A disagreement about ownership may require a different legal approach from a disagreement about construction, possession, or a real estate project. This guide explains the common types of property disputes in Hyderabad, documents you should collect, possible legal steps, and situations where professional legal assistance may be necessary. What Is a Property Dispute? A property dispute occurs when two or more parties disagree about rights or interests relating to a property. The dispute may concern: The appropriate remedy depends on the facts, documents, parties involved, and applicable law. Common Types of Property Disputes in Hyderabad 1. Property Ownership Disputes Ownership disputes occur when two or more people claim rights over the same property. For example, a dispute may arise when: Ownership disputes can require detailed examination of the title history and supporting documents. The Telangana Registration and Stamps Department maintains registered documents and provides copies of records held by the department, which can be relevant when examining registered property transactions. Telangana Government 2. Inherited Property Disputes Inheritance is another common source of property disputes. Disagreements may involve: If a property has passed through several generations, determining the complete ownership chain may require reviewing historical documents and succession-related records. 3. Partition Disputes Partition disputes occur when co-owners or family members disagree about dividing jointly owned property. A dispute may involve disagreement over: Do not assume that a family understanding automatically resolves ownership rights. The legal effect of an agreement depends on its terms and applicable law. 4. Boundary Disputes Boundary disputes can occur when neighboring property owners disagree about the location or extent of their respective properties. Typical issues include: For a boundary dispute, documents should be compared with relevant land and survey records, followed by appropriate professional measurement where necessary. 5. Encroachment Disputes Encroachment occurs when a person allegedly occupies or constructs on land belonging to another person. Examples include: Before accusing another party of encroachment, establish the property boundaries through the relevant documents and, where appropriate, professional survey work. 6. Title Disputes A title dispute concerns the legal right or ownership interest in a property. It can arise from: Title disputes can be particularly complex because resolving them may require a detailed examination of historical documents and legal rights. A Telangana RERA proceeding, for example, records a distinction between title-related disputes and matters within RERA’s jurisdiction, with the proceeding discussing title disputes as matters that may need determination by a competent civil court. RERA Telangana 7. Builder-Buyer Disputes Property disputes are not limited to individual landowners. Homebuyers may have disagreements with developers over matters such as: For registered real estate projects, Telangana RERA provides a complaint mechanism for an aggrieved person concerning violations or contraventions of the applicable RERA Act, rules, or regulations. RERA Telangana+1 However, buyers should distinguish a project-related RERA grievance from a fundamental title dispute, as the appropriate forum can depend on the nature of the issue. 8. Possession Disputes A possession dispute occurs when there is disagreement over who has the right to occupy or possess a property. It can arise between: The correct legal response depends on how possession was obtained and the parties’ contractual and legal rights. 9. Agreement of Sale Disputes A dispute can arise when one party fails to comply with the terms of an agreement to sell. Examples include: Before taking action, review the agreement carefully to determine the rights, obligations, deadlines, and remedies provided by the contract. 10. Fraudulent or Forged Property Documents Property disputes can become particularly serious when one party alleges that documents have been forged, fabricated, altered, or used without proper authority. Potentially disputed documents can include: If fraud or forgery is suspected, preserve the original evidence and consult a lawyer promptly. Depending on the circumstances, civil and criminal legal remedies may both need to be considered. 11. Power of Attorney Disputes Property transactions conducted through a Power of Attorney can create disputes if the authority granted is unclear or challenged. Issues may include: A lawyer should review the POA and transaction documents before you take further action. 12. Construction and Development Disputes Property disputes can also involve construction. Examples include: The appropriate authority or forum depends on the nature of the construction issue and the parties involved. How to Handle a Property Dispute in Hyderabad If you discover a property dispute, avoid immediately confronting the other party or signing a settlement without understanding your legal position. A structured approach is generally more useful. Step 1: Identify the Exact Dispute First determine what you are actually disputing. Ask: The answer can affect which legal remedy or forum is appropriate. Step 2: Collect All Property Documents Gather every document connected with the property. These may include: Do not destroy, modify, or discard documents that may become evidence. Step 3: Obtain Certified Copies Where Appropriate If you do not have the original registered documents, consider obtaining certified copies from the relevant registration authorities where available. The Telangana Registration and Stamps Department states that it preserves registered records and provides copies of records held by the department. Telangana Government Certified records can be useful when comparing competing claims. Step 4: Check the Registration History Review relevant registration records and previous transactions. Look for: Compare these records with the documents you already possess. Step 5: Verify Land Records For land-related disputes, examine the applicable land records. Compare: The Telangana government’s land-record and registration systems provide relevant services and information for property-related transactions. If the records conflict, do not assume one document is automatically correct. Ask a qualified lawyer to examine […]

NRI property Hyderabad
Real Estate / Property Guide

NRI Property in Hyderabad: How NRIs Can Verify and Manage Property From Abroad

Buying or managing property from another country can be challenging for an NRI. Distance, differences in documentation, local regulations, property inspections, taxation, and the need to coordinate with people in India can make the process more complicated than a normal property transaction. | NRI property Hyderabad For NRIs looking to purchase or manage NRI property Hyderabad, having a structured verification and management process is essential. The good news is that many parts of the property-buying and verification process can be handled remotely with the help of online government services, qualified professionals, banks, lawyers, tax advisors, and trusted property managers. This guide explains how NRIs can verify, buy, sell, and manage property in Hyderabad while living abroad. What Is NRI Property? An NRI property generally refers to residential, commercial, or other eligible immovable property in India owned or purchased by a Non-Resident Indian. Under the Reserve Bank of India’s FEMA framework, an NRI can generally acquire immovable property in India other than agricultural land, plantation property, or a farmhouse. The RBI also specifies permitted payment methods and rules relating to transfer and repatriation. Reserve Bank of India+1 Because FEMA, tax, registration, and property laws can apply simultaneously, NRIs should verify the rules applicable to their specific circumstances before completing a transaction. Why NRI Property Verification Is Important An NRI may be thousands of kilometres away from the property. This can make it harder to: A well-planned verification process reduces dependence on a single broker, relative, or representative. The goal should be to create an independent verification system where important information is checked through official records and qualified professionals. NRI Property Hyderabad: Complete Verification Checklist Before purchasing or taking over management of a property, an NRI should verify the following. 1. Verify the Seller’s Identity Start by confirming who actually owns the property. Request appropriate identity and ownership documents and compare the seller’s details with the property records. Check: If there are multiple owners, verify that all necessary owners are appropriately involved in the transaction. For inherited properties, additional succession and ownership documents may need to be reviewed. 2. Verify the Property Title Title verification is one of the most important steps when purchasing NRI property Hyderabad. The objective is to establish that the seller has the right to transfer the property and that the ownership history is adequately documented. Ask for the current sale deed and previous title documents. Depending on the property’s history, these may include: A property lawyer should review the ownership chain, particularly if the property has changed hands multiple times. 3. Check the Encumbrance Certificate An Encumbrance Certificate, or EC, can provide information about registered transactions or encumbrances affecting the property for the period covered by the certificate. NRIs should obtain and review the relevant EC and compare it with the title documents. Look for: Telangana’s Bhu Bharati platform provides services relating to encumbrance information and registered documents. Bhu Bharati An EC is an important verification document, but it should not be treated as a complete substitute for professional title due diligence. 4. Verify Telangana Land Records For land-based properties, verify the relevant land records. The Telangana Bhu Bharati system provides land-related services and information, and its registration materials include verification of Record of Rights information and prohibited-property status in applicable registration processes. Bhu Bharati Check relevant details such as: The information should be consistent across the seller’s documents and government records. 5. Check Prohibited-Property Status NRIs purchasing land should pay particular attention to the property’s legal status. The applicable Telangana land-record system provides facilities for checking prohibited-property information. If a property appears in a prohibited-property record or there is uncertainty about its status, obtain professional legal advice before making a payment. Do not rely on a broker’s assurance that the issue can be resolved later. 6. Verify Building Approvals If you are purchasing an apartment, villa, independent house, or commercial property, verify the applicable building permissions. Ask for: Compare the documents with the actual property. If you are purchasing a property remotely, ask a trusted professional to conduct a physical inspection and provide photographs, videos, and a written inspection report. 7. Check RERA Registration If the property is part of a project covered by applicable RERA requirements, check its registration with Telangana RERA. Verify: Do not rely exclusively on the developer’s website, brochure, or salesperson. For an NRI, independent online verification is particularly useful because it can reduce dependence on information supplied by a local representative. 8. Verify Property Tax and Other Dues Before buying a resale property, check whether applicable property taxes and other charges have been paid. Depending on the property, verify: Request recent receipts or statements and compare the property identification details. 9. Physically Inspect the Property Remote verification should not mean skipping physical inspection. An NRI can appoint an independent person or professional to inspect the property. The inspection should cover: Ask for dated photographs and videos. For a high-value purchase, consider using an independent inspection service rather than relying only on the seller or broker. Can an NRI Buy Property in Hyderabad? The answer depends on the person’s status and the type of property. Under the RBI’s FEMA framework, NRIs can generally purchase immovable property in India other than agricultural land, plantation property, or a farmhouse. The RBI also specifies permitted payment routes, including inward remittances through normal banking channels and certain non-resident bank accounts. Reserve Bank of India However, the rules can differ for different categories of buyers and properties. Therefore, before purchasing, confirm your status and the property’s classification with an authorized dealer bank and qualified legal/tax professionals. Can an NRI Buy Agricultural Land in Hyderabad? Agricultural land, plantation property, and farmhouses are subject to different FEMA rules from ordinary residential and commercial property. The RBI’s framework specifically excludes agricultural land, plantation property, and farmhouses from the general purchase permission described for NRIs. Reserve Bank of India If you are considering land that may be classified as agricultural, obtain specific legal and regulatory advice before entering into the […]

GHMC building permission Hyderabad
Real Estate / Property Guide

GHMC Building Permission in Hyderabad: Complete Guide for Property Owners

Planning to construct a new house, renovate an existing building, or develop a property in Hyderabad? Obtaining the appropriate building permission is an important part of the construction process. | GHMC building permission Hyderabad For property owners searching for GHMC building permission Hyderabad, understanding the application process, documents, approvals, fees, building rules, and post-construction requirements can make the process easier and help avoid costly mistakes. The Greater Hyderabad Municipal Corporation (GHMC) handles building-related permissions within its jurisdiction, while building-permission services in GHMC areas are integrated with the Telangana State Building Permission Approval and Self-Certification System (TS-bPASS). GHMC This guide explains the major aspects of GHMC building permission that property owners should understand before starting construction. What Is GHMC Building Permission? GHMC building permission is the approval required for applicable construction, additions, alterations, and related building activities within the Greater Hyderabad Municipal Corporation area. The permission is intended to ensure that proposed construction complies with applicable planning, building, safety, and development requirements. Depending on the property and proposed construction, the approval process may involve verification of: GHMC’s published building-permission orders also state that construction must follow the sanctioned plan and that modifications require prior approval. GHMC Why Is GHMC Building Permission Important? Starting construction without obtaining the required permission can expose a property owner to regulatory and legal problems. A sanctioned building plan establishes what has been approved for construction at the site. It is important because it helps establish: GHMC’s building-permission conditions state that the sanctioned plan must be followed strictly. They also state that unauthorized modifications can require separate prior approval. GHMC Who Needs GHMC Building Permission? The requirement depends on the nature, size, location, and proposed use of the construction. It can be relevant to property owners undertaking: Because requirements can differ based on the project, property owners should check the applicable category before beginning construction. GHMC Building Permission Hyderabad: Application Process The building-permission process is handled through the applicable online system and professional technical personnel, depending on the project category. A general process includes the following stages. Step 1: Collect Property Documents Before submitting an application, keep the relevant property documents ready. Depending on the project, these may include: The exact document requirements can vary depending on the type and size of construction. Step 2: Engage the Appropriate Technical Professional Building plans generally need to be prepared and submitted through the appropriate qualified/licensed technical professional depending on the project. This may involve an: GHMC’s published documents identify licensed architects, engineers, structural engineers, town planners, surveyors and related professionals in connection with building services. GHMC A professional can also help determine the applicable building rules and documentation before submission. Step 3: Prepare the Building Plan The building plan should reflect the proposed construction accurately. Depending on the project, the plan may show: The submitted proposal should be based on the actual site and applicable development regulations. Step 4: Submit the Application The application is submitted through the applicable building-permission system. GHMC documentation describes an online process in which applications are submitted, fees are paid, and a file number is generated. Application status can then be tracked through the relevant system. GHMC Applicants should carefully review the information before submitting because errors in property details or plans can lead to delays or requests for clarification. Step 5: Pay the Applicable Fees Building-permission applications involve applicable processing, permit, and other charges. The amount can vary according to factors such as: GHMC publishes schedules of fees and charges, so property owners should check the current applicable fee schedule rather than relying on outdated online information. GHMC Step 6: Scrutiny and Verification The application may undergo technical and planning scrutiny. Depending on the application, authorities may examine: Additional information or corrections may be requested if the application does not satisfy the applicable requirements. Step 7: Inspection, Where Applicable Depending on the application category, site inspection may form part of the approval process. Applicants should ensure that the submitted plans and property details accurately reflect the site. Step 8: Receive the Building Permission Once the application is approved and applicable charges have been paid, the permission order and sanctioned plan can be made available through the relevant online process. GHMC’s published process states that, after final approval, the building permission order and sanctioned plan are sent through email and made available in the relevant owner/architect login for viewing and downloading. GHMC Keep digital and printed copies of the approved documents. Documents Required for GHMC Building Permission The exact documents depend on the type of application, but property owners should generally be prepared with relevant information such as: For larger, commercial, high-rise, or specialized buildings, additional approvals and technical documents may be required. It is therefore important to confirm the current document requirements for your particular application category before submission. GHMC Building Plan and Setbacks Setbacks are an important part of building planning. A setback is the required open space between the building and the relevant property boundary or road, as prescribed by applicable regulations. The permitted setback can depend on factors such as: Do not assume that the setback used by a neighboring property is automatically permitted for your property. Your architect or licensed technical professional should determine the applicable requirements for your site. GHMC Building Permission and Floor Limits The number of floors that can be constructed depends on the applicable rules and the property’s characteristics. Factors may include: The sanctioned plan should clearly establish the approved building configuration. Constructing additional floors without the necessary approval can create regulatory problems. Can You Modify a GHMC-Sanctioned Building Plan? Property owners should not assume that they can freely change an approved plan after construction begins. GHMC’s published building-permission conditions state that prior approval should be obtained for modifications to the sanctioned construction. GHMC Examples of changes that may require attention include: Before making a significant change, consult the relevant technical professional and determine whether revised approval is required. GHMC Building Permission for Existing Properties Property owners buying or renovating an older building should […]

property verification Hyderabad
Real Estate / Property Guide

Property Verification in Hyderabad: Complete Checklist for Buyers

Buying a property in Hyderabad is a significant financial commitment. Whether you are purchasing an apartment, villa, independent house, plot, or commercial property, verifying the property before making a payment is one of the most important steps in the buying process. | property verification Hyderabad Proper property verification Hyderabad helps buyers check ownership, title, government records, approvals, encumbrances, taxes, construction permissions, and other important aspects before completing the transaction. A property may look attractive and have a good location, but that does not necessarily mean the property is legally clear or suitable for purchase. A systematic verification process can help identify potential issues before they become expensive problems. This complete checklist explains what buyers should verify before purchasing property in Hyderabad. What Is Property Verification? Property verification is the process of checking a property’s legal, government, financial, physical, and documentation-related details before purchasing it. The verification process generally involves examining: The exact documents and approvals required can vary depending on whether you are purchasing a plot, apartment, villa, independent house, or commercial property. Why Property Verification Is Important in Hyderabad Hyderabad has a wide range of residential and commercial properties, from established neighborhoods to rapidly developing areas. Before buying, buyers should independently verify the property rather than relying entirely on information provided by a seller, broker, or developer. Property verification can help you: A thorough verification process is especially important when purchasing land, resale properties, inherited properties, properties sold through a Power of Attorney, or properties with a complicated ownership history. Property Verification Hyderabad: Complete Checklist Use the following checklist before purchasing a property in Hyderabad. 1. Verify the Seller’s Identity The first step is to verify who is selling the property. Ask the seller for appropriate identity and ownership documents and compare the name with the property records. Check: If there are multiple owners, all necessary owners should be appropriately involved in the transaction. If the property belongs to a company, trust, partnership, or other legal entity, additional verification may be necessary to establish that the person signing the transaction has the authority to do so. 2. Verify the Property Title Title verification is one of the most important parts of property verification Hyderabad. The objective is to determine whether the seller has a legally recognizable title and whether the ownership history can be established through the available documents. Ask for the current title document and previous title documents. Depending on the property’s history, these may include: The ownership chain should be examined carefully, particularly where the property has changed hands several times. If there is a gap in the chain of title, ask a property lawyer to investigate it before proceeding. 3. Check the Encumbrance Certificate An Encumbrance Certificate, commonly referred to as an EC, is an important document for property buyers. It can provide information about registered transactions or encumbrances recorded against a property for the period covered by the certificate. The Telangana Bhu Bharati portal provides services relating to Encumbrance Certificates and registered document information. (bhubharati.telangana.gov.in) When reviewing an EC, compare the information with the property’s title documents. Look for: An EC is an important verification tool, but it should not be treated as a substitute for complete legal due diligence. 4. Verify Land and Ownership Records If you are buying a plot, villa, independent house, or property involving land, check the relevant land records. The Telangana Bhu Bharati portal provides facilities for searching land details and accessing information relating to land records. Depending on the record and service, information may include ownership history, survey details, extent, boundaries, and prohibited-property status. (bhubharati.telangana.gov.in) Compare the available records with the seller’s documents. Pay particular attention to: Any mismatch should be investigated before purchasing. 5. Check Whether the Property Is Prohibited Buyers should also check the relevant prohibited-property information where applicable. The Telangana Bhu Bharati system provides a prohibited-property search facility. (bhubharati.telangana.gov.in) If the relevant property or survey details appear in a prohibited-property record, do not assume that the issue can be ignored. Obtain professional legal advice and clarify the property’s status before making a substantial payment. 6. Verify Property Boundaries Documents may contain property boundaries, but buyers should also physically inspect the property. Compare the documents with the actual property. Check: For land purchases, professional measurement or surveying may be appropriate when the property boundaries are unclear. A difference between the documented area and the physical property should be investigated before registration. 7. Verify the Survey Number and Property Identification A common verification mistake is focusing only on the property’s address. The survey number, plot number, flat number, municipal identification, and other relevant identifiers should also be checked. Make sure the same property is being referred to across: Inconsistencies should not be overlooked simply because the property address appears correct. 8. Check Building Permissions If you are buying a constructed property, verify whether the construction has the applicable permissions. For properties within GHMC jurisdiction, GHMC provides building permission-related services and information. (ghmc.gov.in) Check the applicable approval documents and compare the approved details with the actual property. Pay attention to: Unauthorized construction or significant deviations from approved plans can create problems for buyers. 9. Check the Occupancy Certificate For completed buildings, verify whether the applicable occupancy documentation has been issued. GHMC lists Occupancy Certificate services among its citizen services. (ghmc.gov.in) If you are buying an apartment, villa, or completed building, ask the developer or seller for the relevant documentation. The details should correspond to the actual project and property. 10. Verify RERA Registration For projects covered by the applicable RERA requirements, buyers should verify the project on the official Telangana RERA platform. The TG RERA website provides information about registered projects and other regulatory resources. (rera.telangana.gov.in) Check: TG RERA also provides a facility for buyers to access registered project information. (rera.telangana.gov.in) Do not rely solely on a project brochure or information supplied by a salesperson. 11. Verify Layout Approval For plotted developments, layout approval is an important part of property verification. Ask the developer or seller for the […]

property document verification Hyderabad
Real Estate / Property Guide

How to Verify Property Documents in Hyderabad Before Buying a Property

Buying a property in Hyderabad is a major financial decision, whether you are purchasing a flat, independent house, villa, or plot. While location, price, amenities, and future appreciation matter, verifying the property’s legal and government records should come first. | property document verification Hyderabad Proper property document verification Hyderabad helps buyers identify ownership issues, unpaid dues, encumbrances, approval problems, disputed titles, and other risks before paying a large advance or signing a sale agreement. This guide explains the important property documents you should check before buying property in Hyderabad and how to verify them. What Is Property Document Verification? Property document verification is the process of examining a property’s ownership, registration, land records, approvals, taxes, encumbrances, and other legal documents to establish whether the seller has the right to sell the property and whether the property can legally be transferred. For Hyderabad properties, verification may involve records and authorities such as the Telangana registration and land-record systems, Greater Hyderabad Municipal Corporation (GHMC), Telangana Real Estate Regulatory Authority (TG RERA), and other relevant local authorities. The Telangana government’s Bhu Bharati portal provides services and information related to land records, ownership history, prohibited properties, registration, encumbrance-related services, certified copies, and other property transactions. Why Property Document Verification Is Important in Hyderabad A property may look perfect physically but still have legal or documentation problems. Property document verification can help you check: The Telangana Bhu Bharati system also provides land-detail searches and access to information such as ownership history and prohibited-property status. Documents to Verify Before Buying Property in Hyderabad 1. Sale Deed The sale deed is one of the most important documents in a property transaction. It records the transfer of ownership from the seller to the buyer. Before purchasing, check: The seller’s name should be consistent with the available ownership and registration records. If there are discrepancies in names, property extent, survey numbers, or boundaries, ask for clarification before proceeding. 2. Previous Title Documents Do not verify only the current sale deed. Ask the seller for previous title documents so that the ownership history can be examined. Depending on the property’s history, this may include earlier sale deeds, gift deeds, partition deeds, release deeds, inheritance documents, or other instruments. The objective is to establish a clear chain of title. A property lawyer can examine the chain of documents and identify gaps or inconsistencies that may not be obvious to a first-time buyer. 3. Encumbrance Certificate An Encumbrance Certificate (EC) is an important part of property document verification Hyderabad. It can help identify registered transactions or encumbrances affecting the property for the period covered by the certificate. The Telangana Bhu Bharati system lists services including Encumbrance Fetch (EC), registered document details, and certified copies of documents. When reviewing an EC, compare the property details and parties mentioned in it with the seller’s documents. Remember that an EC should not be treated as the only form of legal due diligence. A broader title search and document review may still be necessary. 4. Land Records and Ownership Details For plots and properties involving land, verify the relevant land records. The Bhu Bharati portal provides land-detail search facilities and allows citizens to access information relating to land records. The portal indicates that citizens can view information such as ownership history, prohibited-property status, survey details, boundaries, extent, and land parcel information. Check whether: 5. Check for Prohibited Property This is an important step that should not be overlooked. The Telangana Bhu Bharati system provides a facility for checking prohibited properties. Before purchasing land, verify the relevant survey/property details against the available government records. If the property appears in a prohibited-property list or there is uncertainty about its status, obtain professional legal advice before making a payment. 6. Building Permission If you are buying a house, villa, or apartment, check the relevant building approval documents. For properties within GHMC jurisdiction, GHMC provides an online building-permission process and maintains information concerning building applications and approvals. Verify that the approved building information corresponds with the property being sold. Look for possible differences in: Unauthorized additions or deviations can create problems for owners later. 7. Occupancy Certificate For completed buildings, check whether the applicable occupancy documentation has been issued. GHMC lists an Occupancy Certificate among its citizen services. For an apartment or completed residential project, ask the builder or seller for the relevant occupancy documentation and verify that the property details correspond with the actual development. 8. Property Tax Records Check the property’s municipal tax records and outstanding dues. For properties within GHMC limits, verify the relevant property-tax information and make sure there are no unexpected outstanding amounts. Also compare the property identification details in tax records with the sale deed and other documents. 9. TG RERA Registration If you are buying a property in a real estate project that falls within the applicable RERA framework, check its registration with Telangana RERA. The official TG RERA website provides access to registered project information and advises prospective homebuyers to verify the RERA registration of projects they are interested in. Check: TG RERA also states that advertisements for applicable projects must carry the project’s registration number. 10. Approved Layout or Development Permissions For plots and land purchases, verify whether the layout and development have the required approvals from the competent authority. Do not assume that a plotted development is legally approved simply because it is being marketed by a developer or real estate agent. Ask for the applicable approval documents and verify the relevant details with the issuing authority. 11. Loan and Mortgage Documents If the seller currently has or previously had a property loan, ask for documentation showing the status of the loan and release of the lender’s charge, where applicable. Do not rely only on verbal confirmation that a loan has been closed. Make sure the necessary release or satisfaction documentation is available and consistent with the property’s registration records. 12. Power of Attorney Documents If the seller is acting through a Power of Attorney (POA), additional verification is […]

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